For 1099, LLC, S-corp & contract workers

Your retirement plan,
without the suit.

When you don't get a 401(k) match or HR enrollment email, retirement is your job. NestPath walks you through a clear plan in about 8 minutes — no jargon, no sales pitch.

Educational tool. Not tax, legal, or investment advice.

01
Tell us about your work

Income, business structure, what you've already saved.

02
We match the right accounts

Roth IRA, Solo 401(k), SEP, HSA — with plain-English why.

03
See your gap & next steps

Including how reported earnings shape Social Security.

Why this exists

When you don't have an HR portal nudging you to enroll, retirement planning quietly slips. Worse — underreporting income to save on taxes today can shrink the Social Security benefit you'll lean on tomorrow. NestPath shows you both sides of the trade-off.

  • Pick the best account for your structure & income
  • Estimate your retirement gap in today's dollars
  • See how reported earnings shape Social Security
  • Compare claiming at 62, 67, and 70
  • Get a personalized monthly savings target